Therapy

Dr. Yam is an  out-of-network provider for all commercial health insurance plans and does not bill insurance directly. However, you may still be able to use your insurance to cover therapy services since many insurance plans provide reimbursement for out-of-network services.

To learn about your out-of-network benefits, please contact your insurance company directly. This practice provides a detailed description of charges called a Superbill that you can submit to your insurance company to receive reimbursement.

You can learn more about this process, here.

If you would like to learn more about the benefits of working with an out-of-network provider, please see here. 

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For your convenience, Bloom Psychology is registered with Reimbursify to make insurance claims submissions easier.

Click on the Use Your Insurance button to file a claim.

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To verify your out-of-network coverage contact your insurance carrier (e.g., Aetna, Anthem, etc.) and ask:

a) what behavioral health services do they cover out-of-network 

b) what is the rate of reimbursement

c) what is your out-of-network deductible 

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​Disclaimer for "good faith estimate" 

Under Section 2799B-6 of the Public Health Service Act, healthcare providers and healthcare facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal healthcare program, or not seeking to a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” (GFE) of expected charges. The GFE shows the costs of items and services that are reasonably expected for services provided by TTC. The estimate is based on information known at the time the estimate was created. It does not take into account any reimbursement that you may receive as a result of out-of-network benefits.

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The Good Faith Estimate does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur.

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If you are billed for more than this Good Faith Estimate, you have the right to dispute the bill.

 

No Surprises Act

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